The Chart They Don’t Show You
If you’ve had the pleasure of interacting with wealth managers for a long enough time, you are very likely to have come across some variant of the phrase “it’s time in the market, not timing the market that matters for long-term return”. This dictum is usually accompanied by a chart showing how much worse than […]
Building Better Portfolios
The past 18 months have proved challenging for investors of all stripes. Until recently, the entire experience of even the most seasoned investors was built exclusively in a period of secular disinflation. For most people this meant some version of a balanced portfolio of equities and bonds did a decent job of preserving and growing […]
Nothing Lasts Forever
Those who follow equity markets closely will be under no illusions about where the place to be has been in recent years. The US equity market has handily trounced all-comers. For US domestic investors who often have little overseas exposure, this has been great news. However, it has also been good for non-US investors who […]
Morning Note: Market news and an update from rental company Ashtead
US equity markets drifted lower last night – S&P 500 (-0.1%), Nasdaq (-0.4%). AMD hit a roadblock in attempting to sell an AI chip tailored for China, people familiar said. US officials told AMD that the chip was still too powerful and that the company must obtain a license to sell it. This morning in […]
Morning Note: Market news and an update on aerospace company Melrose
Gold continued its recent upward march to $2,155 an ounce, scaling its highest levels on record as the dollar and Treasury yields weakened on hopes that the US Federal Reserve will start cutting interest rates soon amid growing economic gloom. The Beige Book Survey said the economy expanded slightly since the beginning of the year, […]
An insight into the future
Christine Lagarde at the Council on Foreign Relations. Last week saw a highly significant speech by Christine Lagarde, President of the ECB, at the Council on Foreign Relations’ C. Peter McColough Series on International Economics in New York. The full transcript of the speech can be found in the link at the bottom of this article, […]
Ensuring Your Financial Future: The Power of Lifetime Cashflow Forecasting
For many, the uncertainty of the future can be overwhelming, leading to a lack of clarity and direction when it comes to personal finances. However, there’s a tool that we regularly use that can provide you with a roadmap to financial success: Lifetime Cashflow Forecasting. What is Lifetime Cashflow Forecasting? Lifetime Cashflow Forecasting is a […]
Family Office – “Our client do more than invest in the future. they use their wealth to shape it”.
A key challenge facing many ultra-high net-worth families, particularly in today’s volatile environment, is how best to maintain, grow and pass on family wealth for future generations. A family office provides an optimal succession planning and asset management/protection platform. The family office can shepherd family members towards achieving their dual goals of enhancing wealth from an […]
Morning Note: Market news and an update from retailer Costco.
US equity markets continued to push higher at the end of last week: S&P 500 (+0.8%), Nasdaq (+1.1%). This week the focus is on Federal Reserve Chair Jerome Powell’s congressional testimony and China’s National People’s Congress. Premier Li Qiang won’t hold a briefing after the NPC close. This morning in Asia, equities were broadly higher: […]
Pensions and Divorce
According to a study by the University of Manchester, the average married woman aged between 65-69 has just £28,000 invested in Pensions. By contrast, the average man of the same ages, has almost ten times that amount! Perhaps partly explaining this, a Which study indicated that only 15% of divorcing couples (surveyed), include pensions in […]
